:root{--ink:#26352f;--green:#304f42;--sage:#dce3d4;--paper:#faf9f5;--sand:#eeeae0;--line:#d5d7cc;--muted:#59645c}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.7 -apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}h1,h2,h3,p{margin:0}h1,h2{font-family:Georgia,"Times New Roman",serif;font-weight:400;line-height:1.08;letter-spacing:-.045em}h1{font-size:clamp(44px,5.5vw,78px)}h2{font-size:clamp(32px,3.5vw,49px);white-space:pre-line}h3{font-size:22px;line-height:1.3;font-weight:550}p+p{margin-top:18px}a{color:inherit;text-underline-offset:5px}a:hover{color:#627447}a:focus-visible,button:focus-visible{outline:3px solid #a05d2c;outline-offset:5px}button{font:inherit;cursor:pointer}img{max-width:100%;display:block}button,a{touch-action:manipulation}.wrap{width:min(1240px,calc(100% - 80px));margin:auto}.preview-bar{text-align:center;background:var(--sage);font-size:11px;letter-spacing:.07em;padding:5px 15px}header{position:sticky;top:0;z-index:20;background:var(--paper);border-bottom:1px solid var(--line)}.header-inner{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:35px}.brand{text-decoration:none;font-family:Georgia,serif;font-size:35px;letter-spacing:.05em;line-height:1;color:var(--green)}.brand span{display:block;font:8px/2.4 -apple-system,sans-serif;letter-spacing:.18em}header nav{display:flex;align-items:center;gap:22px;font-size:12px}header nav a{text-decoration:none;padding:12px 0}header nav a[aria-current]{box-shadow:0 2px var(--green)}.menu{background:none;border:1px solid var(--line);padding:8px 12px;color:var(--ink);min-height:44px}.skip{position:fixed;top:-100px;left:15px;z-index:50;background:white;padding:15px}.skip:focus{top:10px}.hero{padding:78px 0 72px}.home{display:grid;grid-template-columns:1.2fr 1fr;gap:65px;align-items:center;min-height:650px}.eyebrow{font-size:11px;letter-spacing:.15em;text-transform:uppercase;font-weight:650;margin-bottom:25px}.lead{max-width:570px;font-size:18px;color:var(--muted);margin-top:28px}.actions{display:flex;gap:24px;align-items:center;flex-wrap:wrap;margin-top:32px}.button{display:inline-flex;align-items:center;justify-content:center;padding:14px 23px;min-height:50px;background:var(--green);color:white;text-decoration:none;font-size:14px;border:1px solid var(--green)}.button:hover{background:#203e31;color:white}.text-link{font-size:13px}.house-art{height:470px;position:relative;background:#dce3d4;overflow:hidden;border-radius:220px 220px 2px 2px}.art-sun{width:120px;height:120px;background:#eee7d6;border-radius:50%;position:absolute;top:55px;right:45px}.house{width:270px;height:215px;background:#faf9f5;position:absolute;bottom:68px;left:50%;transform:translateX(-50%);box-shadow:25px 25px #b7c4aa}.house:before{content:"";position:absolute;width:0;height:0;border-left:155px solid transparent;border-right:155px solid transparent;border-bottom:120px solid var(--green);top:-120px;left:-20px}.window{position:absolute;left:32px;top:35px;width:88px;height:78px;background:linear-gradient(90deg,transparent 47%,#faf9f5 47% 53%,transparent 53%),linear-gradient(transparent 47%,#faf9f5 47% 53%,transparent 53%),#9cae99}.door{width:65px;height:125px;background:#b5a58b;position:absolute;right:32px;bottom:0}.art-caption{position:absolute;bottom:20px;left:0;width:100%;text-align:center;font:italic 20px Georgia,serif}.compact{max-width:1240px;border-bottom:1px solid var(--line)}.content{padding:68px 0;display:grid;grid-template-columns:.85fr 1.15fr;gap:25px 90px}.content>h2{grid-column:1}.content>p,.content>ul{grid-column:2}.content>p+p{margin-top:0}.content>.cards{grid-column:1/-1;margin-top:25px}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.card{border-top:1px solid var(--line);padding:28px 24px 28px 0;text-decoration:none;display:flex;flex-direction:column;align-items:flex-start}.number{font:15px Georgia,serif;color:#627447;margin-bottom:25px}.card h3{margin-bottom:12px}.card p{font-size:15px;color:var(--muted);max-width:450px}.arrow{display:block;margin-top:24px;font-size:13px}.card:hover h3{text-decoration:underline;text-underline-offset:5px}.tint{background:var(--sand);padding:76px 0}.split{display:grid;grid-template-columns:1fr 1fr;gap:90px}.steps{list-style:none;counter-reset:step;margin:0;padding:0}.steps li{counter-increment:step;border-top:1px solid #c9cec1;padding:25px 0 25px 50px;position:relative}.steps li:before{content:"0" counter(step);position:absolute;left:0;top:27px;font-family:Georgia,serif;color:var(--green)}.steps p{font-size:15px;color:var(--muted);margin-top:8px}.checklist{list-style:none;padding:0;margin:0}.checklist li{padding:16px 0 16px 26px;border-bottom:1px solid var(--line);position:relative}.checklist li:before{content:"↗";position:absolute;left:0;color:var(--green)}.cta{padding:75px 0;background:var(--green);color:var(--paper);margin-top:30px}.cta .button{margin-top:25px}.pale{background:var(--sage);color:var(--green);border-color:var(--sage)}footer{padding:55px 0 25px}.footer-top{display:flex;justify-content:space-between;gap:30px;border-bottom:1px solid var(--line);padding-bottom:35px}.footer-top p{font-size:13px}.footer-links{display:flex;flex-wrap:wrap;gap:10px 25px;padding:25px 0;font-size:12px}.fine{font-size:11px;color:var(--muted)}.property{display:grid;grid-template-columns:1fr 1fr;gap:70px;padding:75px 0;align-items:center}.property img{width:100%;height:510px;object-fit:cover}.property p{margin:25px 0;color:var(--muted)}.phone{font-size:30px;font-family:Georgia,serif}.notice{grid-column:2;background:#f5eddd;border-left:3px solid #a05d2c;padding:22px}.notice p{font-size:14px;margin-top:10px}.content>p{color:var(--muted)}
@media(max-width:1150px){header nav{gap:13px;font-size:11px}.header-inner{gap:20px}.wrap{width:calc(100% - 48px)}.home{gap:35px}.house-art{height:420px}.content{gap:25px 45px}}
@media(max-width:900px){.js .menu{display:block}.js header nav{display:none;position:absolute;top:82px;left:0;right:0;background:var(--paper);padding:15px 24px;border-bottom:1px solid var(--line);max-height:calc(100dvh - 100px);overflow:auto}.js header nav.open{display:flex;flex-direction:column;align-items:stretch;gap:0}.js header nav a{padding:12px;font-size:15px}.header-inner{min-height:82px}body:not(.js) .header-inner{flex-wrap:wrap;padding:18px 0}body:not(.js) header nav{flex-wrap:wrap}.home{gap:30px}.house{transform:translateX(-50%) scale(.8);transform-origin:bottom}.house-art{height:370px}.split{gap:40px}}
@media(max-width:650px){.wrap{width:calc(100% - 36px)}.hero{padding:42px 0}.home{grid-template-columns:1fr;gap:35px}.home h1{font-size:clamp(43px,9.5vw,60px)}.eyebrow{font-size:10px;margin-bottom:20px}.lead{font-size:17px;margin-top:22px}.house-art{height:340px;border-radius:170px 170px 2px 2px;max-width:450px;width:100%;margin:auto}.house{bottom:52px;transform:translateX(-50%) scale(.75)}.art-sun{height:95px;width:95px;top:35px}.art-caption{bottom:18px;font-size:18px}.actions{gap:20px}.content{display:block;padding:44px 0}.content>h2{margin-bottom:26px}.content>p+p{margin-top:18px}.cards{grid-template-columns:1fr;gap:5px}.card{padding:25px 10px 25px 0}.number{margin-bottom:16px}.content>.cards{margin-top:20px}.split,.property{grid-template-columns:1fr;gap:35px}.tint,.cta{padding:50px 0}.footer-top{flex-direction:column;gap:25px}.property{padding:45px 0;gap:30px}.property img{height:390px}.notice{margin-bottom:20px}.preview-bar{font-size:10px}.brand{font-size:29px}footer{padding-top:40px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{header,.preview-bar,.cta,.footer-links,.actions{display:none}body{background:white}.wrap{width:100%}.hero,.content{padding:25px 0}.house-art{display:none}.home{display:block}h1{font-size:42px}h2{font-size:30px}}
/* Framer's navy/cream palette, with the calm spacing of the Gräfenhausen site. */
:root{--green:#172d45;--ink:#172d45;--paper:#f6f3ec;--sand:#eae5da;--sage:#e3e8e7;--muted:#506071}.menu{display:none}.button:hover{background:#294964}.hero-photo{margin:0;position:relative}.hero-photo img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:12px}.hero-photo figcaption{font-size:11px;margin-top:12px;color:var(--muted)}@media(max-width:650px){.hero-photo img{height:auto;border-radius:12px}}
h1,h2,h3{overflow-wrap:normal;hyphens:none;text-wrap:balance}.content>p a{overflow-wrap:anywhere}@media(max-width:380px){h1{font-size:39px}.home h1{font-size:39px}}
/* Original FINEX logo, unchanged and hosted locally. */
.partner-section{background:#eeeee7;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:55px 0}.partner-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:90px;align-items:center}.partner-logo{display:inline-block;background:#fff;padding:26px 24px;max-width:100%;border:1px solid #dfe3da}.partner-logo img{width:290px;height:auto;max-width:100%}.partner-identity .eyebrow{margin-bottom:18px}.partner-location{font-size:13px;color:var(--muted);margin-top:14px}.partner-copy h2{font-size:clamp(30px,3vw,42px);margin-bottom:22px}.partner-copy p{color:var(--muted);max-width:650px}.partner-links{display:flex;flex-wrap:wrap;gap:12px 25px;margin-top:24px;font-size:13px}.partner-links a{display:inline-flex;align-items:center;min-height:44px}.footer-partner{display:flex;align-items:center;gap:28px;padding:26px 0 0}.footer-partner>a{background:white;padding:14px 18px;flex-shrink:0}.footer-partner img{width:150px;height:auto}.footer-partner p{font-size:12px;color:var(--muted)}@media(max-width:1150px){.partner-grid{gap:45px}}@media(max-width:650px){.partner-section{padding:38px 0}.partner-grid{grid-template-columns:1fr;gap:30px}.partner-logo{padding:22px}.partner-logo img{width:250px}.partner-copy h2{font-size:32px}.partner-links{flex-direction:column;align-items:flex-start;gap:5px}.footer-partner{flex-direction:column;align-items:flex-start;gap:12px}.partner-copy{min-width:0}}
/* Personal header identity. */
header .identity{display:flex;align-items:center;gap:10px;flex-shrink:0;letter-spacing:0}header .identity-name{font:25px/1.2 Georgia,serif;letter-spacing:-.02em}header .identity-divider{font:20px/1.2 Georgia,serif;letter-spacing:0;color:#7c878c}header .identity-role{font:12px/1.4 -apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;letter-spacing:0;white-space:nowrap}@media(max-width:1100px){.js .menu{display:block}.js header nav{display:none;position:absolute;top:92px;left:0;right:0;background:var(--paper);padding:15px 24px;border-bottom:1px solid var(--line);max-height:calc(100dvh - 100px);overflow:auto}.js header nav.open{display:flex;flex-direction:column;align-items:stretch;gap:0}.js header nav a{padding:12px;font-size:15px}}@media(max-width:900px){.js header nav{top:82px}}@media(max-width:650px){header .identity{flex-direction:column;align-items:flex-start;gap:4px}header .identity-name{font-size:23px}header .identity-divider{display:none}header .identity-role{font-size:11px}header .header-inner{gap:14px}}

/* Open hero composition: show the full image, with restrained corners. */
.home{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:50px;min-height:0;padding-top:65px;padding-bottom:65px}.home h1{font-size:clamp(42px,4.4vw,62px);line-height:1.1}.home .lead{font-size:17px;max-width:510px}.hero-photo{min-width:0}.hero-photo img{height:auto;aspect-ratio:3/2;object-fit:contain;border-radius:12px}.hero-contact{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:28px;padding-top:20px;border-top:1px solid var(--line);font-size:13px}.hero-contact .hero-adviser{width:100%;font-weight:600;font-size:13px}.hero-contact a{display:inline-flex;align-items:center;min-height:44px}.hero-contact>span{display:block;width:100%;font-size:12px;color:var(--muted)}.process-intro{margin-top:24px;color:var(--muted);max-width:450px}#beratung{scroll-margin-top:100px}@media(max-width:900px){.home{grid-template-columns:1fr;gap:35px;padding-top:42px;padding-bottom:45px}.home h1{font-size:clamp(42px,7vw,60px)}.home .lead{max-width:620px}.hero-photo{width:100%;max-width:750px}.hero-contact{max-width:620px}}@media(max-width:650px){.home{gap:28px}.home h1{font-size:clamp(38px,9.5vw,50px)}.hero-contact{gap:4px 20px}.hero-contact .hero-adviser{font-size:12px}.hero-contact>span{font-size:11px}.hero-photo img{border-radius:10px}.hero-photo figcaption{font-size:10px}.process-intro{margin-top:20px}}
/* Migrated editorial content and portable insurance interactions. */
.migrated-content,.read-article{max-width:900px;padding-top:48px;padding-bottom:48px}.migrated-content+.migrated-content{border-top:1px solid var(--line)}.migrated-content h2,.read-article h2{font-size:clamp(28px,3vw,40px);margin:35px 0 20px}.migrated-content h2:first-child{margin-top:0}.migrated-content h3,.read-article h3{margin:28px 0 14px}.migrated-content p,.read-article p{margin:15px 0;color:var(--muted)}.migrated-content p>a,.read-article p>a{overflow-wrap:anywhere}.read-article{max-width:800px}.read-article h2{margin-top:48px}.article-meta{font-size:13px}.audio-version{background:var(--sand);padding:24px;margin:30px 0;border-radius:8px}.audio-version h2{font-size:25px;margin:0 0 14px}.audio-version audio{width:100%;display:block;margin:18px 0}.audio-version a{font-size:13px}.local-nav{display:flex;flex-wrap:wrap;gap:14px 25px;padding:24px 0;font-size:14px;border-bottom:1px solid var(--line)}.regional-photo{margin:25px 0}.regional-photo img{width:100%;height:auto;max-height:550px;object-fit:cover;border-radius:10px}.regional-photo figcaption{font-size:12px;color:var(--muted);margin-top:10px}.news-list article{padding:25px 0;border-bottom:1px solid var(--line)}.news-list article h3{margin:8px 0 15px}.news-list article a{font-size:13px}.interactive-section{padding-top:65px;padding-bottom:65px}.tint .interactive-section{padding-top:0;padding-bottom:0}.interactive-section>h2{margin-bottom:22px}.interactive-section>p{margin-bottom:25px;color:var(--muted);max-width:850px}.insurance-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:35px;align-items:start}.house-diagram{position:relative;background:#eee9df;border-radius:10px;overflow:hidden}.house-diagram svg{width:100%;display:block}#risk-points{position:absolute;inset:0}.risk-point{position:absolute;transform:translate(-50%,-50%);width:36px;height:36px;border:3px solid white;border-radius:50%;background:var(--green);color:white;font-weight:700;cursor:pointer}.risk-point[aria-pressed=true]{background:#7c6244}.choice-buttons{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0}.choice-buttons button,.quiz-answer,#insurance-quiz>button{font:inherit;color:var(--ink);background:white;border:1px solid #c6ccc9;border-radius:5px;min-height:44px;padding:10px 14px;cursor:pointer}.choice-buttons button[aria-pressed=true]{background:var(--green);color:white}.interactive-card{padding:30px;background:white;border:1px solid var(--line);border-radius:8px;min-width:0}.interactive-card h3{margin-bottom:18px}.interactive-card h4{margin:25px 0 12px}.interactive-card p{margin:14px 0;color:var(--muted)}.interactive-card input[type=range]{display:block;width:100%;margin:18px 0;accent-color:var(--green)}.checkbox-label{display:flex;gap:12px;align-items:flex-start;margin:25px 0}.checkbox-label input{width:20px;height:20px;flex-shrink:0;accent-color:var(--green)}.model-result{display:grid;grid-template-columns:1fr 1fr;gap:30px;padding:25px 0;border-top:1px solid var(--line)}.model-result span{display:block;font-size:13px;color:var(--muted)}.model-result strong{display:block;font:clamp(29px,3vw,44px)/1.3 Georgia,serif;margin-top:12px}.model-result>div:last-child strong{color:#7c6244}.insurance-filter{display:grid;grid-template-columns:1fr 1fr;gap:12px 25px;margin:35px 0}.insurance-filter label{font-size:13px;font-weight:600}.insurance-filter label[for=benefit-topic]{grid-column:2;grid-row:1}.insurance-filter input,.insurance-filter select{padding:13px;width:100%;min-width:0;border:1px solid #aebbb6;background:white;border-radius:4px;font:inherit;color:var(--ink)}.insurance-filter p{grid-column:1/-1;margin:0;font-size:13px;color:var(--muted)}.benefit-group{padding:20px 0}.benefit-group>h3{padding:18px 0}.benefit{padding:18px 0;border-top:1px solid var(--line)}.benefit summary{cursor:pointer;min-height:30px;font-weight:600}.benefit p{margin:18px 0;color:var(--muted);max-width:900px}.benefit h4{margin:24px 0 12px}.quiz-answer{display:block;width:100%;text-align:left;margin:10px 0}.quiz-answer:disabled{opacity:.65;cursor:default}.quiz-feedback:not(:empty){margin:25px 0;padding:20px;border-left:3px solid #7c6244;background:var(--paper)}input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #a05d2c;outline-offset:4px}[hidden]{display:none!important}@media(max-width:1200px){.js .menu{display:block}.js header nav{display:none;position:absolute;top:92px;left:0;right:0;background:var(--paper);padding:15px 24px;border-bottom:1px solid var(--line);max-height:calc(100dvh - 100px);overflow:auto}.js header nav.open{display:flex;flex-direction:column;align-items:stretch;gap:0}.js header nav a{padding:12px;font-size:15px}}@media(max-width:900px){.js header nav{top:82px}.insurance-grid{grid-template-columns:1fr}}@media(max-width:650px){.migrated-content,.read-article{padding-top:32px;padding-bottom:32px}.interactive-section{padding-top:45px;padding-bottom:45px}.interactive-card{padding:20px}.model-result{grid-template-columns:1fr;gap:22px}.insurance-filter{display:flex;flex-direction:column}.choice-buttons{gap:7px}.choice-buttons button{padding:9px 11px;font-size:13px}.risk-point{width:32px;height:32px;font-size:12px}.local-nav{gap:8px 18px;font-size:13px}.audio-version{padding:20px}}

/* Contact headings: wrap between words, never within words. */
.contact-page h1,.contact-page h2,.contact-page h3{hyphens:none;overflow-wrap:normal;word-break:normal;text-wrap:balance}
.contact-page .content>h2{font-size:clamp(28px,3.1vw,42px);line-height:1.15}
@media(max-width:650px){.contact-page .content>h2{font-size:30px}.contact-page .hero h1{font-size:clamp(32px,8.5vw,48px)}}

/* Readable whole-word headings across the information pages. */
.content>h2{font-size:clamp(28px,3.1vw,42px)}
@media(max-width:650px){.compact h1{font-size:clamp(30px,7.5vw,48px)}.interactive-card h3{font-size:20px}}
